How Long Does an IRS Levy Last?

IRS Levy Duration Depends on the Type of Levy

There are three main types of IRS levies:

1. Bank Account Levy (Form 668-A)

• One-time action
  
  
• Bank freezes the funds for 21 days
  
  
• After 21 days, the money is sent to the IRS unless the levy is released
  
  

Related: IRS Bank Account Levy in California – What to Do When Your Funds Are Frozen

2. Wage Garnishment (Form 668-W)

• Continuous levy
  
  
• Deducted from every paycheck
  
  
• Continues until the debt is fully paid, the levy is released, or the collection statute expires
  
  

Related: How to Stop IRS Wage Garnishment in California

3. Accounts Receivable or Vendor Levy

• Applies to money owed to the taxpayer (e.g., from customers or contracts)
  
  
• Lasts until the obligation is paid or the levy is released
  
  
• May trigger repeated notices to third parties
  
  

Related: IRS Levied a Customer of Mine – What Business Owners Need to Know

What Ends an IRS Levy?

• Payment in full of the tax balance
  
  
• Entering an Installment Agreement
  
  
• Acceptance of an Offer in Compromise
  
  
• IRS grants Currently Not Collectible status
  
  
• You file a successful Collection Due Process appeal (CDP)
  
  
• The Collection Statute Expiration Date (CSED) passes
  
  

Related: IRS Levies and the Collection Statute Expiration Date (CSED)

What If the IRS Levy Lasts Too Long?

The IRS can’t levy forever. They’re bound by the 10-year statute of limitations from the date the tax was assessed.

But be aware: that clock pauses if you file:



• An Offer in Compromise
  
  
• A CDP or CAP appeal
  
  
• Bankruptcy
  
  
• Request for a Taxpayer Assistance Order
  
  

These extend the statute and can lengthen the levy period.

How to Get an IRS Levy Released

• Call the IRS (or have your representative call)
  
  
• Provide financial info showing hardship
  
  
• File Form 433-A or 433-F
  
  
• Request an Installment Agreement or CNC status
  
  
• Submit a CDP appeal if you're within 30 days of levy notice
  
  

Related: IRS Collection Appeals Program (CAP) vs CDP Hearings – What’s the Difference?

We Help Orange County Taxpayers Stop IRS Levies Quickly

At Boulanger CPA and Consulting PC, we:

• Stop ongoing wage garnishments
  
  
• Reverse bank levies
  
  
• File emergency CDP appeals
  
  
• Resolve the debt to eliminate future levies
  
  

📞 Call (657) 218-5700 or request levy help now at
www.orangecounty.cpa

FAQ: How Long Does an IRS Levy Last?

📣 About the Author



Marc Boulanger, CPA is the founder of Boulanger CPA and Consulting PC, a boutique tax resolution firm based in Orange County, California and trusted by high-income individuals and business owners across Southern California.

He is the author of Defend What’s Yours: A California Taxpayer’s Guide to Beating the IRS and FTB at Their Own Game, available now on Amazon. The book offers a step-by-step plan for resolving IRS and FTB tax debt without losing your business, your home, or your peace of mind.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma and holds the designation of Certified Tax Representation Consultant. He is a member of the American Society of Tax Problem Solvers (ASTPS) — the national organization founded by the educators and practitioners who have trained thousands of CPAs, EAs, and tax attorneys in IRS representation strategy.

Every case is handled with discretion, proven methodology, and direct CPA-led representation — not call center scripts.

📍 Learn more at www.orangecounty.cpa or call (657) 218-5700.