Wage Garnishment Help Near Me: How to Stop the IRS or FTB from Taking Your Paycheck

If you’ve landed here by searching “wage garnishment help near me,” you’re probably facing one of the most stressful tax problems there is — watching your paycheck shrink before it ever hits your bank account.

Whether your wages are being garnished by the IRS or the California Franchise Tax Board (FTB), you need help — fast. And more importantly, you need help from someone who knows how these agencies operate right here in Orange County.

What Is Wage Garnishment?

Wage garnishment is when the IRS or FTB notifies your employer to withhold a portion of your paycheck and send it directly to them — often without your consent.

It can be triggered by:

• Back taxes (federal or state)
• Unpaid penalties
• Ignored IRS or FTB notices
• Missing tax returns

This isn’t just a threat — it’s an automated collection action that doesn’t go away on its own. And it’s often one of the first ways taxpayers realize they’re in deep with the IRS or FTB.

Who Can Garnish Your Wages in California?

The IRS (Federal)

• Can take up to 70% of your paycheck, depending on income
• No court order required
• Garnishment continues until your full balance is paid
• Happens after a series of ignored notices (CP504, LT11, etc.)

Dealing with IRS wage garnishment enforcement requires fast action. Often, it comes right after responding to an IRS notice of intent to levy  has been ignored.

The FTB (California)

• Even more aggressive than the IRS
• Can garnish 25% of disposable income in many cases
• May not send warning before issuing the order
• Often works faster than federal agencies

Why “Near Me” Matters

If you’re in Orange County and searching “wage garnishment help near me,” it’s because you don’t want to deal with a national call center.

You want:

• Someone who can act quickly and knows local agency timelines
• A licensed California CPA who understands both IRS and FTB rules
• A team that can talk directly with the IRS and Sacramento
• Personalized advice — not scare tactics

At Boulanger CPA, we’re based right here in Orange County. We specialize in IRS collections, FTB levies, and wage garnishment relief for individuals and business owners throughout Anaheim, Santa Ana, Irvine, and beyond.

How to Stop Wage Garnishment (Legally)

The IRS and FTB don’t want to garnish your wages forever — but they’ll continue unless you take action.

Here are the most common ways to stop garnishment fast:

1. Submit a Collection Appeal

If your garnishment just started, you may be able to file an appeal and pause collections immediately.

2. Request a Payment Plan (Installment Agreement)

We can negotiate a monthly plan that fits your actual finances. Once approved, garnishment usually stops.

3. Qualify for Currently Not Collectible (CNC) Status

If you can’t afford to pay anything at all, we can submit financials to prove hardship. The IRS or FTB will pause collections completely. This is where using Currently Not Collectible status to stop levies can give you breathing room.

4. File an Offer in Compromise

If your tax debt is too large to ever repay, we can pursue a settlement — and get garnishments stopped while the offer is under review.

5. Fix Missing Returns or Errors

Sometimes a garnishment is based on estimated tax assessments. If we file the correct returns, your balance (and garnishment) can drop significantly.

Don’t Let Garnishment Ruin Your Finances

Every day you wait, your next paycheck shrinks.

And the longer it goes on, the more damage it does:

• Lost income
• Missed rent or mortgage payments
• Strained relationships with employers and family
• Anxiety and stress

You have options — but you need someone who knows how to use them.

We Help Clients Across Orange County

We’ve helped stop wage garnishments for clients in:

• Orange
• Irvine
• Santa Ana
• Anaheim
• Costa Mesa
• Tustin
• Mission Viejo

And across California via Zoom

Get Wage Garnishment Help Today

Let’s stop the bleeding — and start fixing the problem.

📞 Call (657) 218-5700
📆 Or Book Your Confidential Consultation Now

You’ll speak directly with a licensed CPA who handles nothing but tax resolution — not a salesperson reading from a script.

Related Posts

• IRS Tax Relief Near Me
• FTB Tax Relief Near Me
• How the IRS Calculates Your Offer in Compromise
• Installment Agreements

For deeper strategies and protection tips, explore more in Defend What’s Yours — our resource hub for defending against IRS and FTB collections.

📣 About the Author

Marc Boulanger, CPA is the founder of Boulanger CPA and Consulting PC, a boutique tax resolution firm based in Orange County, California and trusted by high-income individuals and business owners across Southern California.

He is the author of Defend What’s Yours: A California Taxpayer’s Guide to Beating the IRS and FTB at Their Own Game, available now on Amazon. The book offers a step-by-step plan for resolving IRS and FTB tax debt without losing your business, your home, or your peace of mind.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma and holds the designation of Certified Tax Representation Consultant. He is a member of the American Society of Tax Problem Solvers (ASTPS) — the national organization founded by the educators and practitioners who have trained thousands of CPAs, EAs, and tax attorneys in IRS representation strategy.

Every case is handled with discretion, proven methodology, and direct CPA-led representation — not call center scripts.

📍 Learn more at www.orangecounty.cpa or call (657) 218-5700.