Offer in Compromise Help in California – Settle IRS Tax Debt for Less

Settle Your IRS Tax Debt for Less Than You Owe — Legally and Permanently

If you owe more in back taxes than you could reasonably pay, the IRS Offer in Compromise (OIC) program may be your best chance to settle your tax debt for a fraction of the amount.

At Boulanger CPA and Consulting PC, we help taxpayers in Orange County and across California submit strategic CPA-led OIC applications that stand up to IRS scrutiny and dramatically increase approval rates.

Serving Orange County—and Beyond

What Is an Offer in Compromise?

An Offer in Compromise is a federal tax resolution program that allows eligible taxpayers to settle their IRS debt for less than the full amount owed. It’s not a gimmick or a loophole — it’s an official IRS option designed for people who genuinely can’t pay the full balance.

There are three main types of OIC:

• Doubt as to Collectibility (most common)
• Doubt as to Liability (if you dispute the amount owed)
• Effective Tax Administration (rare, hardship-based)

The IRS accepts OICs when they believe:

• You’ll never be able to pay in full, or
• The amount they assessed is in doubt, or
• Collecting the full amount would be unfair or create hardship
  

Do You Qualify for an Offer in Compromise?

Eligibility depends on what the IRS calls your Reasonable Collection Potential (RCP). We calculate this using:



• Monthly income and allowable living expenses
• Equity in assets (home, vehicles, retirement accounts)
• Your age, household size, and hardship status
• The time the IRS has left to collect

If the IRS believes you cannot pay the full amount within the remaining statute of limitations, you may qualify to settle for less.

Our Offer in Compromise Process

1. Full IRS Transcript & Compliance Review
We verify your filing history, confirm IRS balances, and ensure you’re in filing compliance — a non-negotiable for OIC.

2. Reasonable Collection Potential (RCP) Analysis
We run detailed calculations to estimate your settlement range using IRS standards for living expenses, asset equity, and future income. We determine how much will the IRS really settle for.

3. Professional OIC Application Prep
We prepare Form 656 and Form 433-A(OIC) with supporting documentation and a legal cover letter to advocate for acceptance.

4. Submission & IRS Communication
We submit your offer and handle all follow-up, requests for information, and negotiation points until resolution.

Why Offers in Compromise Get Rejected

The IRS rejects most Offers in Compromise — but not ours.

Common reasons for rejection:

• Taxpayer wasn’t current on filings
• Assets or income were understated
• The offer was unrealistically low
• No hardship narrative was included
• Forms were self-prepared or handled by low-quality national firms

At Boulanger CPA, every case is CPA-prepared, carefully documented, and handled with the same care we’d expect ourselves.

Orange County’s CPA for IRS Offer in Compromise Services

We’re not a tax mill. We’re a boutique firm focused on real results.

✔ Licensed CPA in California and Oklahoma
✔ Over a decade of IRS resolution experience
✔ Local presence in Orange County — virtual help statewide
✔ Transparent flat-rate pricing — no hourly surprises
✔ One-on-one attention from a seasoned CPA

If you do not qualify for an Offer in Compromise, there are still options that allow you to pay off the IRS tax debt over time.

Start Your Offer in Compromise Today

If you’re serious about settling your tax debt for less, let’s talk. We’ve helped California taxpayers reduce balances from $92,000 to $6,500 — and we can help you too.

Wondering how much does an Offer in Compromise cost? Check out our pricing page.

Schedule your confidential case review today.

[Book Your Consultation] [Call 657-218-5700] [Email marc@boulangercpa.com]