IRS Letter 1058 Final Notice of Intent to Levy

Introduction: Letter 1058 Means It’s Time to Act — Fast

If you’ve received IRS Letter 1058, you’re not alone — but you are officially out of time.

Letter 1058 is the Final Notice of Intent to Levy and Notice of Your Right to a Hearing.

That means the IRS is about to legally seize your bank accounts, wages, refunds, or property unless you take immediate action.

This guide explains exactly what Letter 1058 means, what you need to do (within 30 days), and how Orange County taxpayers can stop a levy before it starts.

🧾 What Is IRS Letter 1058?

IRS Letter 1058 is:

• The last letter the IRS sends before taking enforcement action
• A notice required by law under IRC §6331(d)
• Proof that the IRS is prepared to:
• Garnish your wages
• Levy your bank accounts
• Seize federal payments or assets

This letter includes your right to a Collection Due Process (CDP) hearing, which is time-sensitive.

⏳ What Happens If You Do Nothing?

If you ignore the letter or miss the response window:

• The IRS may levy your bank account without further notice
• They can garnish wages, take refunds, or seize business income
• You lose your appeal rights
• You may face long-term enforcement that’s harder to reverse

🔍 What’s the Difference Between CP504 and Letter 1058?

👉IRS CP504 Notice – What It Means and How to Respond

✅ What Should You Do After Receiving Letter 1058?

✅ 1. Read the Letter Carefully

• Confirm thetax year(s) involved
• Check thebalance owed
• Note thedeadline for filing a hearing request (typically 30 days)

✅ 2. Request a Collection Due Process (CDP) Hearing

This is your legal right to appeal the IRS’s decision before they take your money.

• UseForm 12153
• Mail or fax it to the IRS address on the letter
• Must be received within30 days of the letter date

💡 A CDP requestpauses collections while your appeal is pending.

✅ 3. Contact a CPA Immediately

A licensed tax professional can:

• File your CDP request for you
• Request a collection hold
• Negotiate a payment plan or Offer in Compromise
• Submit financial documentation (Form 433-A/F) to stop garnishments

✅ 4. Consider One of These Resolution Options:

👉 How to Settle IRS Penalties for Good
👉 Resolve IRS Debt Without Bankruptcy

🔒 Can the IRS Really Levy Without a Court Order?

Yes. The IRS does not need a court judgment to levy your:

• Bank accounts
• Paychecks
• Business receivables
• Social Security
• Rental income

Letter 1058 satisfies their legal requirement to notify you.

🧭 How Boulanger CPA Helps Orange County Taxpayers

We help clients in Irvine, Santa Ana, Anaheim, and Fullerton:

• Respond to IRS Letter 1058
• File Form 12153 and stop levies
• Negotiate affordable Installment Agreements
• Submit Offers in Compromise or hardship relief
• Prevent IRS seizure and protect income

📞 Call 657-218-5700
🌐 www.orangecounty.cpa

Frequently Asked Questions

📣 About the Author

Marc Boulanger, CPA is the founder of Boulanger CPA and Consulting PC, a boutique tax resolution firm based in Orange County, California and trusted by high-income individuals and business owners across Southern California.

With over a decade of experience resolving high-stakes IRS and State tax matters, Marc brings strategic insight to complex cases involving wage garnishments, bank levies, unfiled returns, and six-figure tax debts. He is known for helping clients reduce or eliminate tax liabilities through expertly negotiated settlements and compliance plans.

Marc is a Certified Public Accountant licensed in California and Oklahoma, and is recognized for delivering results—not call center promises. Every case is handled with discretion, strategy, and high-level representation.

📍 Learn more at www.orangecounty.cpa or call (657) 218-5700.